Our senior management team comprises of officials having diverse backgrounds and vast experience in commercial and social sectors. Brief profiles of our senior management team are as follows:
Managing Director & Chief Executive Officer
Udaya Kumar oversees all the activities of Grameen Koota as Managing Director & CEO. He joined Grameen Koota as Chief Executive Officer in September 2010. He is a veteran in the financial services field with over 25 years of experience in the banking sector. He has previously worked with Corporation Bank for 10 years, ICICI Bank for over 12 years and Barclays Bank Plc. for three years. He rose up the ladder from a Junior Officer and became an Associate Director. Mr. Udaya Kumar has been exposed to Operations, Credit Management, Product development, Technology and Business Development in banking. His exposure to Rural, Agri and Micro Banking during his association with ICICI Bank made him set his personal goal to work in the Social Sector. Prior to joining Grameen Koota, he was spearheading the commercial, payment and branch operations at Barclays Bank Plc, India. In the course of his career, he has successfully imbibed technical, qualitative and managerial skills and been part of a team implementing process initiatives like Centralizing Operations, Process re-engineering, Six Sigma Quality Initiatives, Five-S principles for workplace management and implementation of ISO Standard in banking operations. Mr. Udaya Kumar holds a Master's degree in commerce, CAIIB from the Indian Institute of Bankers and is also a graduate in Bank operations and technology from BAI, USA. He has been the main architect and driving force for the overall success and growth of Grameen Koota since 2010.
B. R. Diwakar
Chief Financial Officer
is the Chief Financial Officer of our Company. He holds a bachelor’s degree in commerce from Osmania University. He has 20 years of experience in the financial services sector. Prior to joining our Company, he worked with Small Industries Development Bank of India, as Chief Manager at ICICI Bank Limited and as Commercial Supervisor at ACCION International. He was also associated with Life Insurance Corporation of India and IFMR Capital Finance Private Limited. Diwakar B.R. joined our Company on October 30, 2011. He was appointed as a Key Management Personnel on May 3, 2014.
Gururaj K S Rao
Senior Vice President - Risk
Gururaj Kumar KS Rao is Senior Vice President, Risk. He holds a bachelor’s degree in commerce from Bangalore University and is a certified internal auditor from the Institute of Internal Auditors. He has 14 years of experience in the area of auditing. Prior to joining our Company, he was associated with Yusuf Bin Ahmed Kanoo W.L.L and Mallya Hospital, Bangalore. Gururaj Kumar KS Rao joined our Company on July 1, 2009. He was appointed as a Key Management Personnel on July 1, 2013.
Vice President - Operations (Maharashtra, Madhya Pradesh and Chhattisgarh)
Gopal Reddy A R is Vice President, Operations (Maharashtra, Madhya Pradesh and Chhattisgarh) of our Company. He holds a bachelor’s degree in commerce from Bangalore University. He has over 15 years of experience in microfinance operations. Gopal Reddy A R joined our Company on May 30, 1999 and was employed with our Company until December 31, 2011. He later rejoined our Company on April 10, 2012. He was appointed as a Key Management Personnel on April 1, 2014.
Vice President - Human Resources
Haridarshini A has over 12 years of experience in the development sector. She holds a degree in B.Tech from REC-Warangal. She joined Grameen Koota immediately after her B.Tech in the finance & analysis team in 2003. Later, she worked with APMAS-Technical Institution focusing on ratings for Self-Help Groups (SHG) and training in Accountings, Delinquency Management and Financial Analysis. She rejoined Grameen Koota in May 2007 and since then she has been with the organization. She has worked in various departments of Grameen Koota like MIS, Finance, Business analysis & Planning and Monitoring. Currently, she is heading the Human Resources Department. She has attended various workshops and seminars on microfinance and management conducted by various institutions.
Arun Kumar B
Arun Kumar B
Vice President - Information Technology
is the Vice President, Information Technology of our Company. He holds a bachelor’s degree of technology in textile technology from Allagappa College of Technology, Guindy, Chennai and a post graduate diploma in management from the Indian Institute of Management, Indore. Prior to joining our Company, he was associated with Infosys Technologies Limited and Barclays Bank PLC. Arun Kumar B joined our Company on November 10, 2010. He was appointed as a Key Management Personnel on April 1, 2014.
Vice President - Strategy and Planning
is the Vice President, Strategy and Planning of our Company. He holds a bachelor’s degree of technology in metallurgical engineering and materials science from the Indian Institute of Technology Bombay and a post graduate diploma in management from the Indian Institute of Management Indore. Prior to joining our Company, he was associated with Reliance Power Transmission Limited, Kanbay Software (India) Private Limited and INDXX Capital Management Services Private Limited. Anshul Sharan joined our Company on July 13, 2012. He was appointed as a Key Management Personnel on April 1, 2014.
Srivatsa H N
Vice President - Operations (Karnataka and Tamil Nadu)
is the Vice President, Operations (Karnataka and Tamil Nadu) of our Company. He holds a pre-university certificate issued by the Education Department, Government of Karnataka. Srivatsa HN joined our Company on December 13, 2002. He was appointed as a Key Management Personnel on April 1, 2014.
Raghavendra Rao K
Head - Admin
Raghavendra Rao has joined Grameen Koota as Head – Admin. He is an ex-banker with 32 years of rich experience. His last stint was with ING Vysya Bank. He worked in various capacities as Branch Head, Regional Head & Zonal Head in Agri & Rural Development Banking in South Region. He has been with Grameen Koota since November 2010.
K.N. Nagananda Kumar
Mr. K.N. Nagananda Kumar
Head - Centralized Operations
is currently heading centralized operations, Regional Processing Centres, Grievance & Customer Feedback, Customer Awareness Initiatives. He joined Grameen Koota in April 2001 as Program Officer in the Department of Information Technology and handled the initial designing upgradation & automation of MIS reporting system for both internal and external reporting. Later, as head of Grameen Koota's Information Technology, he was instrumental in successful implementation of the Open Source loan management application 'MIFOS', for which the company received the "Pioneer Award for innovative work in Microfinance Industry" from Grameen Foundation, USA. Mr Kumar worked with Sysfore Technologies as Head of Projects & Enterprise Presales from 2012 to 2016 before re-joining Grameen Koota in March 2016 in his current position. A graduate in computer applications from Bangalore University, Mr Kumar also holds the degree of Hindi Ratna (BA equivalent) and an E-MBA in Information Technology.
Head - Individual Lending
, with more than 15 years of experience in the BFSI sector, is heading the Individual Lending division of Grameen Koota. Prior to joining Grameen Koota in June 2016, Mr Bhat worked with Axis Bank as Head of Affordable and Rural Housing division, overseeing the business and product development. He led the business expansion module of Axis Bank as Head of New Geographies for more than 2 years. During his tenure at Axis Bank, he has also handled various assignments relating to Auto Loan and Consumer Loan portfolio. Mr Bhat began his career with Shriram Group of Companies in 2001 as a senior executive taking care of financial transactions and facilitating bridge finance with banks. In 2003, he joined Cholamandalam Investment and Finance company as Credit Manager for vehicle loans and thereafter he joined ICICI Bank as Credit Manager for mortgages. His brief stint at Copal Amba (Moody's Analytics company) as Associate Vice President in 2006-07, helped him acquire the research skills in valuation analysis of investments. Mr Bhat holds an engineering degree from the prestigious National Institute of technology, Calicut and received his MBA from NMAMIT, Nitte in 2001.
Head – HR
has over 20 years of experience in Human Resources in diverse sectors such as Health Care, Logistics, Consulting and Microfinance. He is a graduate in Science as well as Law. He did his Post Graduation in Personnel Management and Industrial Relations from Symbiosis Institute of Management Studies (SIMS), Pune. Over the course of 2 decades in Human Resources, Thrishuli has been involved with every aspect of HR right from setting-up HR operations, staffing, talent management, policies and establishing strategies to support organizations’ growth. In the past, he has worked with DTDC Couriers, Wockhardt Hospitals, Adecco India and Janalakshmi Financial Services. Thrishuli is a Certified Coach from Erickson International.